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GIC Special - 60 weeks - 1.60%
Mortgage Special Rate - 50 months - 3.25%
Want to win a 16 GB Apple iPad2? (for youth ages 14 – 17)
Make a deposit of $250 or more for a one - year term by
August 31, 2012 & receive a 2GB USB memory stick.
Your name will be included in a draw for the latest 16GB
Apple iPad2!

More
details...
BCU loves LUBA!
As a lead sponsor of “Luba, Simply Luba”, BCU Board
members and staff shared laughs and tears with Luba Goy
during her one-woman show at the opening on Wednesday, May 9
at the Pleiades Theatre. The show was insightful, inspiring
and a must see!

Taras Bidiak, Andrew Tarapacky (Member of the Board of
Directors), Lisa Shymko (BCU’s Public Relations and Marketing
Manager), star performer Luba Goy, CBC’s Hana Gartner,
Chrystyna Bidiak (BCU HR Manager), Andrea Kardasz (Social
Media Coordinator)
BCU loves LUBA winners!
As a leading sponsor of Luba Goy’s newest show “Luba,
Simply Luba” Buduchnist ran a promotion for all members in
the Greater Toronto Area. We are proud to announce our draw
winners, who will enjoy 2 complementary tickets to see
“Luba, Simply Luba”.
The winners are: Roksolana Slywynska, Dano Olka, Katrusia
Balan, Julia Podsiadlo, Taras Fedoriuk, Andrew Sheshnev,
Dariusz Smut, Roman Hrycyshyn, Theresa Navrotski, Millie
Antinori, John Sribniak, Lesia Petriczko, & Miroslaw Dziwik.

Congratulations and enjoy the show!
Historic Annual General Meeting
On April 24, 2012 Buduchnist Credit Union held its Annual
Meeting which not only reported on our financial successes
but also launched yearlong celebrations of our 60th
anniversary.
Buduchnist Credit Union was the result of the vision,
effort, courage and perseverance of a group of enthusiasts
who, 60 years ago, were inspired by the cooperative spirit.
Today Buduchnist is the largest Ukrainian financial
institution in Canada.

Founding members of Buduchnist Credit
Union, and community trailblazer Wolodymyr Klish (fourth
from the left)

First Credit Committee members; Dr.
R. Malaschuk, W. Makar and O. Matla

A photo of our tellers from the formative
years of BCU. Pictured are P. Shkurat, and W. Dechakivskyj,
M. Brygindyr and W. Kutsyj
During the AGM we acknowledged the founders of the credit
union with commemorative gold watches and certificates for
their dedication and vision 60 years ago.

From left to right
Wasyl Twerdochlib (BCU founder), Oksana Prociuk
(President and CEO of BCU), Ivan Mokan (BCU founder),
Michael Szepetyk (Chairman of the Board), and Jaroslaw Wilk
(BCU founder)
Buduchnist paid out $500,000 of Dividends to members!
Why it pays to be a BCU Member !
Unlike the banks that charge you money, BCU
rewards its members with real cash benefits. Each
year, our Board of Directors approves dividends that are
paid out to our members. Dividends for 2011 payable to our
members totaled $500,000.
This year, members will receive a Member Cash Voucher
cashable at any Buduchnist branch (issued on amounts of $5
or more). The voucher represents 50% of your Patronage
Dividend for 2011. We remind all of our members that
dividends were paid out to eligible BCU
member accounts on January 31, 2012.
BCU Scholarship Awards
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Deadline for submissions June 1, 2012...
We invite you to make a donation to BCU Foundation
BCU Foundation:
Who we are
Please make cheque payable to BCU Foundation.
More information (416) 763 - 3388
Buduchnist Celebrates 60 Years!

To mark BCU’s 60th anniversary, a commemorative calendar
has been published and sent to every household in the BCU
family, sharing the history of our financial institution and
its ongoing support of our community.
Stay tuned for more celebrations throughout the year!
Car Loads of Thanks!
Buduchnist Credit Union’s head office was visited today
by the Oleksiv family, who brought a festive cake and
champagne as a token of their appreciation for their good
fortune. During BCU’s “Drive Home a Winner” promotion, the
Oleksiv family’s lucky ballot was drawn and they won a new
Mazda 3!

Valentyna Oleksiv (centre) and her son Roman (to her
left) are joined by BCU Financial Services Officer, Maria
Jacyla (left) and Bloor Branch Manager, Pavlo Czerwoniak.

The the lucky
winners with BCU Staff from left to right Lisa Shymko, Pavlo
Czerwoniak, Andrea Kardasz, Nataliya Popovych, Marika
Jacyla, Valentyna Oleksiv, Roman Oleksiv, Oksana Prociuk
Ciz, and Chrystyna Bidiak

Drive Home a WINNER!
On October 12, lucky Buduchnist member, Vasyl
Oleksiv, drove home a winner! Of the 340 ballots
entered in Buduchnist’s Mazda3 giveaway promotion, Mr.
Oleksiv’s ballot proved to be the lucky one. The BCU car
giveaway was co-sponsored by Prima Mazda of Woodbridge. The
reception held at the Ukrainian Cultural Centre in Toronto,
was attended by contestants entered into the draw, as well
as Buduchnist members and staff.
After door prizes were handed out, Oksana Prociuk Ciz,
President and CEO of Buduchnist Credit Union and Lisa
Shymko, Director of Marketing and Public Relations, drew
lucky ballot number 160 belonging to Vasyl Oleksiv.

Oksana Prociuk Ciz and Lisa Shymko pull
the winning ballot!
First joyous moments!
Chair of BCU’s Board of Directors, Michael Szepetyk, presented
the keys to the new Mazda3, to the happy winner.

From left to right; Michael
Szepetyk, Chairman of the
Board of Directors, Oksana Prociuk Ciz President and CEO of
Buduchnist Credit Union, Roman, Vasyl and Valentyna Oleksiv,
the excited new car owners.
We wish Mr. Oleksiv and his family all the best and hope
they enjoy their new car! Together we all win!
*Rates
subject to change
Congratulations to our 2011
Rebel Winner!
This summer Buduchnist Credit Union invited its Rebel
members (teenagers from 14 to 17 years of age) to
participate in its Rebel Account promotion during which time
we gave away countless 2GB USB sticks. Everyone was
entered in a draw to win a new 16 GB Apple iPad2. This
year’s Rebel Account prize winner is Michael Jewczynko of
Toronto. Michael is a high school student, member of
Ukrainian Youth Association Etobicoke Branch, Baturyn
Concert Marching Band.

BCU Financial Officer from Toronto Branch, Svyatoslav
Polyakov (right) and Apple iPad2 winner, Michael
Jewczynko
Congratulations Michael!
Bonus
for new members
Open a new account and
bring us $25,000 of business (GICs, loans...) and
Buduchnist will give you $100
towards your membership.
BCU really is
Best For You!
Just a
reminder...
SWITCH TODAY! Exclusively
online

1.35%*
LINK Savings is a high interest
internet savings account added to your existing BCU LINK
services of online and telephone banking,
online trading and access to your
MasterCard accounts.
For more details on Link Savings and FAQ
click
here.
* Variable rate subject to change
Enrol online
or e-mail us at
link.savings@buduchnist.com
and a Financial Services Officer will
call you to set up the account over the phone.
Secure messaging
Coming soon...
Soon you'll be able to
securely send messages to your FSO, at any time. BCU
will launch its new secure messaging system on our
web-banking system at the end of September.
New Web-Banking Features

Recurring Bill
Payments
Do you want to
avoid the hassle of making the same bill payments each
month? You can now make recurring online bill payments and
recurring transfers by post-dating your transactions for up
to one year. Log on to BCU Link and, under the "Payments"
option, use the "Schedule type" pull-down menu to select the
frequency of your recurring payment (monthly, bi-weekly,
etc.) The same can be done for setting recurring transfers
between sub-accounts under the "transfer" option.
Coming soon...
Secure
Messaging
Inter-Member Transfers
Online Cheque Imaging
Visit your
nearest branch and find out more about BCU Link and
Web-Banking.
BCU Link, details
and tour...
Announcement!
Take
advantage of our
Newlyweds Account
Open a Joint
Account and bring
your banking business to us ( Direct deposits, GIC's,
mortgages, loans, etc.) and
Buduchnist will give you a Wedding Present of
$200 dollars
Lys Mykyta Kids' Account
Just a
reminder...
We have a great savings
account for children 13 years and younger:

-
$50 deposit
on shares
-
higher
interest rates
-
Lys Mykyta
passbook
-
Special
welcome gift
An exciting
way to start your children on their way to saving and
having fun!
RESPs
A Registered Educational
Savings Plan allows you to save for future educational
needs while accumulating income in a tax-sheltered plan.
And opening a RESP allows you to benefit from government
grants.
Ask us about the benefits of
a RESP and how you can maximize your savings with
regular contributions.
Buduchnist is now on THE EXCHANGE® Network
You can now make deposits at
the ATM of any participating financial
institution. Whether you're in another province or
simply can't make the trip across town to
your Buduchnist branch, you can make
deposits and access your accounts at over
2,100 full-service ATMs across Canada.
The credit
unions and banks on THE EXCHANGE® Network
have agreed not to charge each other's
cardholders surcharge fees. You will
only pay the nominal Buduchnist fee of $1.00
for accessing another financial
institution's machine.
THE EXCHANGE® NETWORK is also available
to you in the United States. Just look
for THE EXCHANGE® logo.
You can access thousands of ATMs across
Canada and the United States. Check out
THE EXCHANGE® ATM locator.
For more information on THE EXCHANGE®
Network visit
www.the-exchange.ca
New membership benefit!
Buduchnist has joined the Exchange® Network. With your Buduchnist member
card, you now have more options when making deposits or accessing your
funds. Click
here to learn more.
*Financial planning services, mutual funds and
other securities are offered through Qtrade Advisor, a
division of Qtrade Securities Inc., member IIROC and CIPF
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