| Clearing Charges |
| Chargebacks to
Members' Accounts |
$10.00 |
| Overdraft |
$25.00 |
| Cheque/AFT Returned NSF |
$35.00 |
| Cheque/AFT Drawn on Non-chequing Account |
$10.00 |
| Unqualified Item |
$10.00 |
| Cheque Protection |
No
Charge |
| Payroll Deposit/EFT/AFT |
No
Charge |
| AFT/EFT Tracing |
$25.00/item |
| Cheque
Clearing |
$0.75 each,
1st 20/month free** |
| Cheque
Deposits |
$0.10 each,
1st 5/day free** |
| Cheque Courtesy Fee (incl. GST) |
$10.00 |
|
| Account Transaction |
| Certified cheques: |
| Business Accounts |
$10.00 |
| Third Party |
$20.00 |
| Official/Corporate Cheques |
$5.00 CAD $5.00 US |
| Money orders |
$5.00 CAD $5.00 US |
| Stop payments
- complete details |
$5.00 if the chq clears |
| Stop payments
- partial details |
$10.00, then
another $5.00 if the chq clears |
| Utility Bill Payments (over-the-counter) |
No
Charge |
| Telephone Transfers |
No
Charge |
| Transfers to Cover Draft |
Non-chequing $5.00 |
| Cheque Orders: |
| Business/Organizations |
At cost |
| Counter cheques new accounts |
No
Charge |
| Items Received & Sent on Collection - Incoming/Outgoing Canada |
$25.00 |
| Items Received or Sent on Collection - Outgoing Outside Canada |
$40.00 |
| Post Dated Items |
No
Charge |
| Cheques deposited in the wrong currency |
$30 - $50 per cheque |
|
|
Foreign Currency Transactions: | |
| U.S Money Orders |
US $5.00 |
| U.S Drafts |
US $10.00 |
| Drafts - other than U.S |
$15.00 |
| Canadian
cheques drawn in US dollars |
$10.00 |
| Depositing
cheques in foreign currencies |
$10.00 |
| Ordering
foreign cash |
No charge* |
| Wiring Funds - incoming |
$10.00 CAN / $10.00 US |
| Wiring Funds - outgoing |
| Canadian |
$35.00 CAN |
| U.S. |
$35.00 US |
| Ukraine |
Up to $1000 - $35.00 US
$1001 - $10,000 - $40.00 US
Greater than $10,000 - $50.00 US |
| International |
$35.00 CAD / $35.00 US |
| Wire Tracing,
Amendments, Recalls |
$25.00 CAD /
$25.00US |
| ABM Network
charges: |
|
| Interac |
$1.00 |
| Plus System |
$5.00 |
| POS |
$0.25 |
| ABM Trace |
No
Charge |
| Coin and
Currency supplied: |
|
| Per bundle |
$0.50* |
| Per roll |
$0.25* |
| Bill/Note
deposit per $1000 |
$1.50/$1,000** |
| Coin Deposit
per roll/equivalent |
$0.10/roll or $0.50 unrolled** |
|
|
Night Deposit Bags |
| Night deposit
bag rental |
$50/yr |
| Loss of bag |
$50.00 |
| Loss of keys |
$25.00 |
| |
| Safety Deposit Boxes |
| Safety deposit
box rental: |
|
| Standard (incl.
HST) |
$32.50/yr |
| Medium (incl.
HST) |
$43.50/yr |
| Large (incl. HST) |
$54.00/yr |
| Loss of safety deposit keys (incl.
HST) |
At cost + $10.00 |
|
| Information on Accounts |
| Monthly statements
(with imaged cheques) |
No
Charge |
| Transaction activity on deposit accounts over the counter |
$1/month |
| Print a copy
of an imaged cheque |
1st copy free,
$1.00 each |
| Monthly
statements (with original cheques) |
$50/hr or min
$25 |
| Audit confirmations: |
| Business |
$30.00 |
| Bank confirmation - faxed to Ukraine |
$50.00 |
| Certificate of Account Balance: |
| Personal/business |
$10.00 |
| Interest |
$10.00 |
| Inactive accounts: |
| First notice (after 1 year) |
No
Charge |
| Second notice (after 2 years + annually) |
$25.00 |
| Search of records: |
| Within 30 days |
No
Charge |
| After 1 month |
$30/hr or min $20 |
| Searches for an account |
$10.00 |
| Account information/enquiry |
No
Charge |
| Replacement passbook (if lost) |
$2.00 |
|
| Transfer and Closing of Accounts |
| Balance of account transfer (out) |
$25.00 |
| Withdrawal from membership (over
12 months) |
$25.00 |
| Withdrawal from membership (within
12 months) |
$50.00 |
| Third Party Demand |
$50.00 |
|
| Commercial Credit |
| Application Fee |
1/4% or min $500.00 |
| Appraisal Fee |
At cost |
| Commitment
Letter Fee |
No
Charge |
| Renewal Fee |
1/4% or min
$500.00 |
| Discharge Fee |
$300.00 |
| Letters of Credit |
1%/yr min $100 |
| Draw Down |
min $50.00 |
| Revisions to and Increases in Credits |
$50.00 |
| Annual Credit Renewal |
$100.00 min |
| LOC application |
1/4%/yr or min $500 |
| LOC review fee |
$150.00 min |
| Amortization
Schedule |
No
Charge |
| NSF
Loan/Mortgage Payments |
$35.00 |
| Late payment
charge |
$25.00 |
*Cash ordered/supplied over $10,000
is subject to a fee (minimum $75)
**Rates are negotiable based on
volumes |
