• Top 10 reasons to join Buduchnist Credti Union
• Patronage Plan
• Deposit Insurance

#10 Access to your money 24/7 using the internet, your telephone, ATMs or one of six conveniently located branches

#9 Innovative financial services for every member of your family

#8 Competitive rates on deposits and great specials for your loans and mortgages

#7 One-stop shopping for all of your financial needs

#6 Professional advice on managing your money with a customized approach designed to help achieve your financial goals

#5 No fee accounts with minimum balances

#4 Professional and friendly service in both English and Ukrainian - your choice

#3 Our profits are shared with you - our member, through the Patronage Plan

#2 An enthusiastic member of your community, we support the interests which are dearest to your heart

#1 Together we all win!

Our primary focus is the membership - ensuring that you receive value for your membership and the personal, professional service you deserve.

But, we take it one step further. As a member, you share in the Credit Union's profits in more ways than one. A dividend is paid on your shares, and with the recent introduction of patronage dividends, you earn an additional bonus for allowing us to handle your daily financial transactions.

Through the Patronage Plan, you earn not only dividends on your existing shares, but can also earn additional shares on your loans, mortgages, savings accounts, GICS as well as other services. The more business you do with BCU, the more shares you can earn. The amount of Patronage Plan shares are decided every year by the Board based on the profitability of the Credit Union. Since 1998 $5.0 million has been returned to our members.

In 2004 alone, $667,000 was returned to our members through Buduchnist Credit Union's Patronage Plan.

At Buduchnist Credit Union your deposits are insured by the Deposit Insurance Corporation of Ontario to a total of $100,000 for non-registered accounts, and up to $100,000 for each RRSP and RRIF contract. For more information visit the DICO web site at www.dico.com.