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Bonus
for new members
Open a new account and
bring us $25,000 of business (GICs, loans...) and
Buduchnist will give you $100
towards your membership.
GIC
Specials
9 months -
2.00%
19 months - 2.50%
*Rates are per annum and
subject to change
Just a
reminder...
SWITCH TODAY! Exclusively
online

1.15%*
LINK Savings is a high interest
internet savings account added to your existing BCU LINK services of
online and telephone banking,
online trading and access to your
MasterCard accounts.
For more details on Link Savings and FAQ
click
here.
* Variable rate subject to change
Enrol online
or e-mail us
at
link.savings@buduchnist.com
and a
Financial Services Officer will
call you to set up the account over the phone.
New Web-Banking Features

Recurring Bill
Payments
Do you want to
avoid the hassle of making the same bill payments each
month? You can now make recurring online bill payments and
recurring transfers by post-dating your transactions for up
to one year. Log on to BCU Link and, under the "Payments"
option, use the "Schedule type" pull-down menu to select the
frequency of your recurring payment (monthly, bi-weekly,
etc.) The same can be done for setting recurring transfers
between sub-accounts under the "transfer" option.
Coming soon...
Secure
Messaging
Inter-Member Transfers
Online Cheque Imaging
Visit your
nearest branch and find out more about BCU Link and
Web-Banking.
BCU Link, details
and tour...
BCU Rebel
Account
For
youth ages 14 -17
Rebels! Build
your savings!
Make a deposit of $250 or more for a one-year term by
August 31, 2010 and
receive a
$20 Gift Card to
H&M
Your name will be included in a draw for the latest
32GB Apple iPod touch!
Don't wait! Become a REBEL now!
Announcement!
Take
advantage of our
Newlyweds Account
Open a Joint
Account and bring
your banking business to us ( Direct deposits, GIC's,
TFSA's, mortgages, loans, etc.) and
Buduchnist will give you a Wedding Present of
$200 dollars
BCU
Insurance Services
Buduchnist is pleased
to announce the official launch of our new
division -
BCU Insurance
Services.
The financial advisors at
BCU Insurance
Services
can help you plan for a
secure future, at the lowest cost possible, no matter
how old you are.
Meet the new face of BCU Insurance
Services:
Julia Tchoryk
V-P, Insurance Advisor
Main: (416) 763-8900
Direct: (416) 763-8902
Cell: (416) 937-0151
BCU
Wealth Management

William
(Bill) Kosyk
Certified Financial Planner
Toll
free: 1-877-763-8903
Hamilton: (905) 544-7776
Oakville (905) 363-2999
More details
about services...
Tax- Free Savings Account (TFSA) Now
Available
Government recently introduced a new registered savings account called the Tax
- Free Savings Account (TFSA). The TFSA will allow Canadians to earn
investment income tax free. The new account comes into effect January 1, 2009.
The individual owning the TFSA is the 'Holder'. Any individual person ( not
trusts or corporations) who meets all of the following three requirements is
eligible to open a TFSA:
- Resident in Canada, and
- 18 years of age or older, and
- Holds a valid Social Insurance Number (SIN).
Contributions to TFSAs may only be made by the Holder and the amount is not tied
to the income of the Holder.
$5000 is the maximum TFSA contribution limit for
each year beginning in 2009. The growth on your investment within a TFSA will not be taxed even when withdrawn from the plan.
You can set up your TFSA in a number of different investment options, withdraw your funds at any time and for any purpose.
For more information on Tax - Free Savings Accounts, visit the Canada Revenue
Agency websiteor contact your Buduchnist Financial Services Officer.
Click here for information in Ukrainian...
Congratulations to our HD TV
Winners
Congratulations to the winners of our recent Bring a New
Member draw, which saw Buduchnist give away two 40" Sony
Bravia LCDHD TV's.

Draw winner Ulana Hucal of Milton,
Ontario (centre) with BCU
staffers
Lida Strembicky
(left)
and Svyatoslav Polyakov

Draw winner Markian Shulakewych of Ottawa
(right), pictured with Nadia Dubyk, Manager of
Buduchnist Credit Union in Ottawa.
Congratulations to our Rebel
Promotion Winner!
This summer Buduchnist Credit Union invited teenagers
from 14 to 17 years of age to participate in our Rebel
Account promotion during which time we gave away
countless iTunes Music Store Cards and tickets to the
Zolotyj Klen Music Festival.
Everyone was entered in a draw to win the new Apple iPod
Touch. This year’s Rebel Account prize winner is Natalia
Racki of Mississauga, Ontario.
BCU Financial Services Officer from
Mississauga branch, Oksana Yarema (left) and happy iPod
winner Natalia Racki
Welcome members
of St. Mary's CU to the Buduchnist
family.
Please take note of the following updates as that apply to
your account as a result of the conversion.
For
additional information, please contact Iryna Lytvyn Lourenco, the
Manager of Buduchnist Credit Union - St. Mary's Branch at (
416 ) 537 - 2163
See
details...
See details
in Ukrainian...
Our new Oakville Branch has opened its
doors
The newest branch of Buduchnist
Credit Union, serving the communities of Oakville and west
Mississauga, was officially opened on Thursday, June 18,
2009 at 3015 Winston Churchill Blvd. The Ribbon
Cutting Ceremony was attended by representatives of BCU’s
Board of Directors, advisory committees, local business
people, professionals, community leaders, and countless
special guests.
Ontario’s Minister of Small Business and
Entrepreneurship, the Hon. Harinder Takhar, delivered
greetings on behalf of the Premier.
The Hon.Harinder Takhar (middle) officially presented a framed
copy of the greeting, which was accepted jointly by Oksana
Prociuk (CEO, BCU Financial Group) (right) and Theodosij
Buyniak (Chair of the Board of Directors) (left).
The event also welcomed the opening of a new
Kantor currency exchange site, jointly operated by
proprietors Roman Halushchak and Mykola Semczyszyn.
The evening’s Master of Ceremonies,
Lesia Shymko, delivered opening remarks, by introducing
special guests and highlighting BCU’s vital role in
community development. BCU provides sponsorship funding to a
wide array of community projects and activities totalling
close to one million dollars annually.
In keeping with Ukrainian tradition, the
site, as well as an icon painted by renowned Canadian artist
Halyna Novakiwsky, were blessed by Rt. Rev.
Mitred Archpriest Bohdan Sencio, Dean of the St.
Volodymyr Ukrainian Orthodox Cathedral and Rev. Michael
Loza, Pastor of St. Joseph’s Ukrainian Catholic Church.
Oakville Branch staff: from left to right, Miroslawa Jaremus - Teller, Natalia Kadlec - Manager, Ewa Dlugosz -
Teller, Maria Kuzma - Teller/Treasury Officer, Genya Lohaza
- FSO
Oakville branch "Open House" welcomes
hundreds of visitors
On Saturday, June 20th,
BCU’s newest branch in Oakville-West Mississauga welcomed
hundreds of visitors of all ages during its day-long Open
House.
During the all-day
festivities, visitors enjoyed an outdoor barbecue, music,
wonderful prizes, coffee, and desserts from Marish’s
Boulangerie. Even the very young were entertained by a
talented clown who specialized in face-painting, while “Lys Mykyta” handed out colourful balloons and gifts.
A number of residents from the Ivan
Franko Seniors Home also came by to do their banking and to
enjoy the informal social gathering.
In the weeks to come, new members of
the Oakville branch of our credit union will be eligible to
win 6 great prizes. We wish them all good luck.

Together… we all win!
Official Opening of new BCU Wealth
management Site
As was announced earlier, BCU Wealth
Management has moved to a new home at
2282 Bloor St. W.
Presiding over the official opening of the
new site on May 28, 2009 were
representatives of BCU’s Senior Management
team, Board of Directors, representatives of
the Ukrainian clergy, and special guests.
Official greetings were delivered by BCU CEO
Oksana Prociuk, Chair of the Board of
Directors Theodosij Buyniak, and High-Park
Parkdale M.P.P. Cheri DiNovo.
BCU HR Manager, Chrystyna Bidiak, delivered
opening remarks, introducing the invited
guests and local media. The Manager of the
new investment site, Max Trojan, outlined
the wealth management centre’s plans to
expand its portfolios, which have grown from
an initial infusion of $1 million to over
$55 million.
In keeping with Ukrainian tradition, prior
to the official Ribbon-cutting Ceremonies,
clergy from the Ukrainian Orthodox and
Ukrainian Catholic Churches, Rt. Rev. B.
Sencio and Rt. Rev. M. Stasiw blessed the
site and bestowed good wishes.

From left to right: Theodosij Buyniak
(Chair, BCU Board of Directors), Cheri
DiNovo (M.P.P. High Park-Parkdale), Max
Trojan (Manager, BCU Wealth Management),
Oksana Prociuk (BCU C.E.O.)

2282
Bloor St.W.
( next door
to the Credit Union in the Bloor West Village)
A full service brokerage in
your neighbourhood
-
advisory services
-
investment planning
-
financial planning
-
estate planning
-
tax planning
-
active trading services
Maxym Trojan
Manager, BCU
Wealth Management
CSI Investment Advisor
(416) 763-7000
Nicholas Yuzwin
Senior
Financial Planner
(416) 763-8911
(416) 763-8900 Toll free 1-800-461-5941
Contact us today to
schedule a meeting with one of our advisors at no cost or
obligation.
Lys Mykyta Kids' Account
Just a
reminder...
We have a great savings
account for children 13 years and younger:

-
$50 deposit
on shares
-
higher
interest rates
-
Lys Mykyta
passbook
-
Special
welcome gift
An exciting
way to start your children on their way to saving and
having fun!
RESPs
A Registered Educational
Savings Plan allows you to save for future educational
needs while accumulating income in a tax-sheltered plan.
And opening a RESP allows you to benefit from government
grants.
Ask us about the benefits of
a RESP and how you can maximize your savings with
regular contributions.
Buduchnist is now on THE EXCHANGE® Network
You can now make deposits at
the ATM of any participating financial
institution. Whether you're in another province or
simply can't make the trip across town to
your Buduchnist branch, you can make
deposits and access your accounts at over
2,100 full-service ATMs across Canada.
The credit
unions and banks on THE EXCHANGE® Network
have agreed not to charge each other's
cardholders surcharge fees. You will
only pay the nominal Buduchnist fee of $1.00
for accessing another financial
institution's machine.
THE EXCHANGE® NETWORK is also available
to you in the United States. Just look
for THE EXCHANGE® logo.
You can access thousands of ATMs across
Canada and the United States. Check out
THE EXCHANGE® ATM locator.
For more information on THE EXCHANGE®
Network visit
www.the-exchange.ca
New membership benefit!
Buduchnist has joined the Exchange® Network. With your Buduchnist member
card, you now have more options when making deposits or accessing your
funds. Click
here to learn more.
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