Buduchnist Credit Union
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Personal Ô³çè÷í³ Îñîáè
Accounts

Our line of personal deposit accounts has something for every member of your family. From our Lys Mykyta Account for children to the Bulava Account for seniors, we have customized our accounts to better meet your financial needs. Opening an account means becoming a member. Your membership entitles you to a wide range of no fee accounts and a long list of no fee services.

Choose the account that best suits your needs

Chequing Account

What could be more convenient than a chequing account that offers you unlimited free cheque writing privileges and pays interest on your balance? You also have the choice of a passbook or monthly statement.

Benefits include:

  • Free personalized cheques
  • Free chequing privileges
  • Interest earned on minimum balance of $500
  • Unlimited withdrawals
  • Unlimited deposits
  • Free telephone and online banking
  • Free passbook or monthly statement
  • Free automatic payroll deposit
  • Free bill payments
  • No monthly maintenance fees

Savings/Chequing Account

For those who prefer one account for their operating funds, the savings/chequing account is a daily interest savings account with the benefits of no fee chequing.

Benefits include:

Free chequing with a minimum monthly balance of $3,000 ($0.35 per cheque if your balance falls below $3,000)

Daily interest paid monthly

Tiered interest rates - the greater your balance, the higher your rate of interest calculated on the entire account balance according to the following schedule:

      Under $1,000
      $1,001 - $5,000
      $5,001 - $25,000
      $25,001 - $60,000
      $60,001 - $100,000
      $100,000 +

  • Unlimited withdrawals
  • Unlimited deposits
  • Free telephone or online banking
  • Free monthly statements or passbook
  • Free automatic payroll deposits
  • No monthly maintenance fees

Link Savings Account

Link Savings is a high interest internet savings account.

Exclusively online

Exclusively for Buduchnist Credit Union members

1.05 % *

* variable rate subject to change

  • Great rates
  • No minimum deposit or balance required
  • No FEES

Enrol online or e-mail us at link.savings@buduchnist.com and a Financial Services Officer will call you to set up the account over the phone. 

For more details on the Link Savings Account click here.

Savings Account

The savings account is a premium savings account with a higher rate of interest. Interest is calculated on the lowest monthly balance and paid twice a year.

Benefits include:

  • No minimum monthly balance
  • Unlimited withdrawals
  • Unlimited deposits
  • Free telephone or online banking
  • Free passbook
  • Free transfers
  • Free automatic payroll deposits
  • No monthly maintenance fees

Daily Interest Savings Account

The daily interest savings account is a savings account on which interest is calculated on every dollar every day. Interest is calculated on the daily closing balance and paid monthly.

Benefits include:

  • No minimum monthly balance
  • Unlimited withdrawals
  • Unlimited deposits
  • Free transfers
  • Free passbook
  • Free automatic payroll deposits
  • No monthly maintenance fees

U.S. Savings Account

If you travel south of the border or ever reside in warmer climates, take advantage of the U.S. Savings account.

Earn interest when your daily closing balance is $500 or more. Tiered interest rates: the greater your balance, the higher your rate of interest according to the following schedule:

      $500 - $5,000
      $5,001 - $10,000
      $10,001 - $25,000
      $25,001 - $60,000
      $60,001- $100,000
      $100,001 and over
  • Free passbook
  • No monthly maintenance fees

Youth and Students

Lys Mykyta Account

Lys Mykyta is a special savings account for children 13 years of age and under offering many perks and promotions throughout the year.

Benefits of the account include:

  • BCU contributes the first $50 to the membership share account
  • Free knapsack upon opening the account
  • Interest is calculated on lowest monthly balance and paid out twice a year
  • Unlimited withdrawals
  • Unlimited deposits
  • Free transfers
  • Free passbook updates
  • No minimum monthly balance required
  • No monthly maintenance fees

Rebel Account

This savings/chequing account for students between the ages of 14-17 encourages responsible money management without the added costs. Interest is calculated daily and paid monthly.

Benefits of membership include:

  • Free personalized cheques (ages 16 and over)
  • Free chequing privileges (ages 16 and over)
  • Free ATM/Interac/Plus transactions (not including surcharges by other financial institutions)
  • Unlimited withdrawals
  • Unlimited deposits
  • Free telephone and online banking
  • Free passbook updates
  • Free transfers
  • No minimum monthly balance required
  • No monthly maintenance fees
  • LINK Savings Account

Conquest Account

While you're studying, let us help simplify your finances. The Conquest student account is designed for 18-25 year olds who require a wider range of services. Borrow what you need, when you need it with BCU's Student Line of Credit (subject to credit approval).

Benefits of membership include:

  • Free chequing with unlimited privileges
  • Free personalized cheques
  • Free ATM/Interac transactions (not including surcharges by other financial institutions)
  • Unlimited withdrawals
  • Unlimited deposits
  • Free transfers
  • Free telephone and online banking
  • Free monthly statement
  • No Fee Student Mastercard
  • BCU Line of Credit
  • BCU Student Loan
  • No minimum monthly balance
  • No monthly maintenance fees
  • BCU Scholarship Awards Program
  • LINK Savings Account

Bulava Account

For seniors 65 years of age and older, Bulava is a savings account that recognizes your long-standing membership and loyalty. There are no minimum deposit requirements.

Benefits include:

  • Free Money Orders
  • Free Traveler's Cheques
  • Free direct deposit of pensions
  • Free bill payments
  • Free passbook
  • No monthly maintenance fees

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