BCU Member Card
ATMs
Your Buduchnist Member Card provides you with 24 hour access to your funds using the worldwide Interac / Plus system.
 At home, you don't have to worry about rushing to the credit union before it closes, or being caught without cash for the weekend. If you use a Buduchnist machine, all of your withdrawals, deposits and transfers are free of charge. While traveling, the world's largest ATM network lets you use your card in 87 countries and obtain favourable exchange rates.
Buduchnist is now on THE EXCHANGE®
NETWORK.
It is mean, you can now make deposits at
the ATM of any participating financial
institution just if it were a Buduchnist
ATM. Whether you're in another province or
simply can't make the trip across town to
your Buduchnist branch, you can make
deposits and access your accounts at over
2,100 full-service ATMs across Canada.
THE EXCHANGE® NETWORK is also available
to you in the United States. Just look
for The EXCHANGE® logo.
You can access thousands of ATMs across
Canada and the United States. Check out
THE EXCHANGE® ATM lokator at www.ficanex.ca
Direct Payment
Your Member Card is also your Debit Card for Direct Payment Purchases. This gives you the freedom to shop at thousands of stores, or even catch a movie. Why carry large amounts of cash when one card allows you the flexibility to make small and large purchases alike?
Electronic Access
Your Member Card is also your link to banking by telephone or via the internet with BCU Link.
BCU MasterCard
A Buduchnist Credit Union MasterCard offers credit at your fingertips.
Almost all Mastercard products participate in the Choice Rewards program. You earn one point for every dollar you spend, except for the No Fee Mastercard where you earn $0.50 for every dollar you spend. You can redeem your points for any kind of free travel or brand name merchandise from the Choice Rewards catalogue.
To check your Mastercard balance or statement information online, simply click on the Mastercard logo. You'll need to register the first time you use the service.
Some of Mastercard's product offerings include:
No Fee Mastercard is best suited for those members who are not interested in the value-added features of a credit card. This card is eligible for Chioce Reward points but they accumulate at half the rate of other CU Credit Mastercard credit cards.
Student Mastercard is suitable for students between 18-25 years old who are enrolled in a post secondary institution. Credit limits are limited to $1,000 and there is no annual fee. If you choose to collect Choice Rewards, the annual fee is $24.
Gold Mastercard comes with two options: Low Fee and Regular Gold. The Regular fee Gold Mastercard offers additional benefits such as Out-Of-Country insurance and legal assistance beyond the Low Fee card. The annual fee for the Low Fee Gold card is $35 ($59 with Choice Rewards) and the Regular Gold card is $96 ($120 with Choice Rewards).
Platinum Mastercard is beneficial for those who travel frequently. This card participates in the Platinum Class Travel Rewards Program and rewards you with a 2% return towards the travel of your choice.
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