In person
For personalized, professional service visit one of our
six branches. Whether you are making a deposit, filling out a loan application or developing a financial plan our financial service representatives will assist you in your choice of either the English or Ukrainian language.
BCU Member Card
ATMs
Your Buduchnist Member Card provides you with 24 hour access to your funds using the worldwide Interac/Plus system.
At home, you don't have to worry about rushing to the credit union before it closes, or being caught without cash for the weekend. If you use a Buduchnist machine, all of your withdrawals, deposits and transfers are free of charge.
While traveling, the world's largest ATM network lets you use your card in 87 countries and obtain favourable exchange rates.
Direct Payment
Your Member Card is also your Debit Card for Direct Payment Purchases. This gives you the freedom to shop at thousands of stores, or even catch a movie. Why carry large amounts of cash when one card allows you the flexibility to make small and large purchases alike?
Electronic Access
Your Member Card is also your link to banking by telephone or via the internet with
BCU Link.
BCU Business MasterCard
A Buduchnist Credit Union MasterCard offers credit at your fingertips.
Almost all Mastercard products participate in the Choice Rewards program. You earn one point for every dollar you spend, except for the No Fee Mastercard where you earn $0.50 for every dollar you spend. You can redeem your points for any kind of free travel or brand name merchandise from the Choice Rewards catalogue.
To check your Mastercard balance or statement information online, simply click on the Mastercard logo. You'll need to register the first time you use the service.
Some of Mastercard's product offerings include:
No Fee Mastercard is best suited for those members who are not interested in the value-added features of a credit card. This card is eligible for Chioce Reward points but they accumulate at half the rate of other CU Credit Mastercard credit cards.
Student Mastercard is suitable for students between 18-25 years old who are enrolled in a post secondary institution. Credit limits are limited to $1,000 and there is no annual fee. If you choose to collect Choice Rewards, the annual fee is $24.
Gold Mastercard comes with two options: Low Fee and Regular Gold. The Regular fee Gold Mastercard offers additional benefits such as Out-Of-Country insurance and legal assistance beyond the Low Fee card. The annual fee for the Low Fee Gold card is $35 ($59 with Choice Rewards) and the Regular Gold card is $96 ($120 with Choice Rewards).
Platinum Mastercard is beneficial for those who travel frequently. This card participates in the Platinum Class Travel Rewards Program and rewards you with a 2% return towards the travel of your choice.
BCU Link
BCU Link is your connection to banking by telephone or computer.
Telephone Banking
Your telephone can become your link to BCU 24 hours a day, 7 days a week. With this easy to use automated service you can:
- Check account balances
- Confirm transactions
- Transfer funds
- Register and pay bills
- Obtain information on products, services, rates and special promotions
For your phone link to BCU, call using a touch tone telephone anywhere in North America toll free 1-877-859-4848
In Toronto it's a local call: 416-763-2828
Internet Banking
Maybe you prefer to use your computer. BCU LINK offers access to your accounts from any personal computer with secure internet access.
- Check account balances
- View and print recent transactions
- Transfer funds between your accounts
- Register and pay bills
- Invest in guaranteed investments
- Access money management tools Quicken or MS Money
Registering is easy!
Visit your branch with your Member Card and a Financial Services Officer will issue your temporary BCU LINK code. At the same time we can also help set up your bill payment accounts to get you started.
Online trading
Credential Direct* combines the power of on-line trading with the values of your Credit Union.
Trade any time, anywhere while enjoying the benefits of:
- Competitive commission pricing;
- A user-friendly web-site;
- Detailed real time quotes;
- Stock screening and technical analysis tools.
Credential Direct lets you integrate your on-line investing with your Buduchnist savings. It's easy to move money between your chequing account and your investment account with the Electronic Funds Transfer service. With Credential Direct you can also take advantage of low commission rates. Trade up to 1000 shares through Credential Direct for as little as $25.00! This is one of the lowest rates currently available in Canada.
Click here to learn more about Credential Direct and on-line trading.
*Online brokerage is offered through Credential Direct, a division of Credential Securities Inc., operating a separate business unit. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, cash balances, mutual funds and other securities are not insured nor guaranteed, their values change frequently and past performance may not be repeated. Credential Securities Inc. is a Member - CIPF. Credential Direct is a registered mark owned by Credential Financial Inc. and is used under licence. Ethical Funds is a registered mark and owned by Ethical Funds Inc. and is used under licence.
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