 |
|
Rates are quoted per annum
|
Deposit Rates
Loan Rates
Rates as of February 01, 2012
Deposit Rates
| Term Deposits |
|
GIC's |
|
RRSP, RRIF, LIF |
| Term |
over$1,000 |
|
Term |
over $1,000 |
|
Savings Acct |
1.00 |
1.00 |
| 30-59 Days |
0.30 |
|
1 Year |
1.30 |
|
1 Year |
1.30 |
1.30 |
| 60-89 Days |
0.40 |
|
2 Year |
1.65 |
|
2 Year |
1.65 |
1.65 |
| 90-179 Days |
0.50 |
|
3 Year |
1.95 |
|
3 Year |
1.95 |
1.95 |
| 180-269 Days |
0.60 |
|
4 Year |
2.10 |
|
4 Year |
2.10 |
2.10 |
| 270-364 Days |
0.70 |
|
5 Year |
2.30 |
|
5 Year |
2.30 |
2.30 |
|
RRSP Special: 16 months - 1.60%
|
RRSP Escalator Rates 3 & 5 years
More details... |
|
RESP
|
TFSA |
|
Deposit Accts |
|
|
Savings/Chequing |
Savings Acct
|
1.00
|
1.00 |
|
Savings |
|
0.10 |
|
|
|
$ |
0 |
- |
999 |
0.05 |
1 Year
|
1.30
|
1.30 |
|
Daily Interest |
|
0.10 |
|
|
|
$ |
1,000 |
- |
4,999 |
0.10 |
2 Year
|
1.65
|
1.65 |
|
Lys Mykyta(Youth) |
|
0.30 |
|
|
|
$ |
5,000 |
- |
24,999 |
0.25 |
3 Year
|
1.95
|
1.95 |
|
Current Account |
|
0.05 |
|
|
|
$ |
25,000 |
- |
59,999 |
0.40 |
4 Year
|
2.10
|
2.10 |
|
Chequing |
|
0.05 |
|
|
|
$ |
60,000 |
- |
99,999 |
0.70 |
| 5 Year |
2.30
|
2.30 |
|
|
|
|
|
|
|
|
Over |
|
99,999 |
1.00 |
|
|
|
|
BCU Link Savings Account |
1.50
|
| US Dollar Deposits |
|
Term Deposits - US |
|
GIC - US |
| $ |
500 |
- |
4,999 |
0.05 |
|
Term |
over $1,000 |
|
Term |
over $1,000 |
| $ |
5,000 |
- |
9,999 |
0.10 |
|
30-59 Days |
0.05 |
|
1 Year |
0.25 |
|
Over |
|
10,000 |
0.10 |
|
60-89 Days |
0.05 |
|
2 Year |
0.25 |
|
|
|
|
|
|
90-179 Days |
0.10 |
|
3 Year |
0.30
|
|
|
|
|
|
|
180-269 Days |
0.20 |
|
4 Year |
0.60
|
|
|
|
|
|
|
270-364 Days |
0.25
|
|
5 Year |
0.80 |
Loan Rates
|
Mortgages - Residential Rates |
|
Special Mortgage: 50 months - 3.25% |
| 1st Mortgage |
6 Month Open |
Fixed Rate |
From |
4.25 |
|
3 Year Open |
Fixed Rate |
First year From |
4.75 |
| |
3 Year Open |
Variable Rate |
From |
3.50 |
|
1 Year Closed |
Fixed Rate |
From |
2.99 |
|
2 Year Closed |
Fixed Rate |
From |
3.20 |
|
|
3 Year Closed |
Fixed Rate |
From |
3.25 |
|
|
4 Year Closed |
Fixed Rate |
From |
3.30 |
|
|
5 Year Closed |
Fixed Rate |
From |
3.49 |
2nd Mortgage |
2.00 over & above rates |
|
|
| Commercial Mortgages |
| ***Available upon request*** |
| Personal Loans (Variable Rates)
|
| Prime |
From |
3.00 |
| Others |
From |
10.75 |
| New Car |
From |
6.50 |
| Lines of Credit |
| Line of Credit |
From |
11.00 |
| Home Equity Line of Credit |
From |
3.50 |
|
 |
